How to Check Aadhaar Bank Linking Status

In this digital era, the Aadhaar card has become an important document for Indian citizens, and it helps facilitate various financial transactions. To ensure that everyone links their Aadhaar with the bank, the government offers numerous benefits like welfare schemes, direct cash transfers, scholarships, and pensions. Due to these benefits, the number of Aadhaar bank link status has increased rapidly from 3.18 billion in March '18 to 8.99 billion in March '22.

If you wonder how to know which bank account is linked with Aadhaar or check the Aadhaar bank linking status, then worry not! This blog will provide you with the details regarding how to check if the bank account is linked to Aadhaar.

Importance of Linking Aadhaar Card with Bank Account

Linking your bank account with an Aadhaar card is a smart move for a variety of reasons. While it may not be mandatory for basic banking services like account opening or fund transfers, there are compelling benefits to consider. Here's why linking your Aadhaar with your bank account is a prudent choice:

1. Enhanced Financial Security

   Linking an Aadhaar with a bank acts as a protective shield against potential theft and financial fraud. Doing this enhances your financial security by minimising the risk associated with monetary losses.

2. Easy Identity Verification Process

   The Aadhaar card contains comprehensive demographic and biometric data, which makes identity verification easy and hassle-free. Various financial institutions, like banks and NBFCs, consider the Aadhaar cards to ensure that only authorised individuals can access and manage their bank accounts for security reasons.

3. Simplified Online Transactions

   With the introduction of Aadhaar-enabled payment systems (AEPS), it has become extremely easy and straightforward to conduct financial transactions. Now, you can bid bye to the hassle of remembering multiple PINs and passwords since it streamlines the entire process.

4. Effortless Account Management

   When you link your Aadhaar card with your bank account, the KYC process becomes significantly easier. It helps verify identity and address proof requirements to minimise the documentation needed for various financial transactions.

5. Seamless Digital Payments

   In this era where digital transactions are on the rise, linking your Aadhaar card with your bank account opens doors to various credit facilities and facilitates a cashless economy.

How to Check Aadhaar Bank Linking Status?

Now that you have gained an understanding of Aadhaar & bank account linking status, let's move ahead to understand how to check the bank account linked with Aadhaar. Generally, there are 3 ways to check the Aadhaar bank link status including:

1. UIDAI

2. Mobile Banking Method

3. mAadhaar App

4. Offline Method

Step-by-Step Guide to Check Aadhaar Card Bank Link Status Through UIDAI

1. Step 1: Visit the official UIDAI website and click on the 'Check Aadhaar/Bank Linking Status' tab.

2. Step 2: After this, you will get transferred to myAadhaar page, where you will have to log in with your Aadhaar number, captcha and generate an OTP.

3. Step 3: Once you receive the OTP on your registered mobile number, enter the number and proceed with the login process.

4. Step 4: Then, click on the 'Bank Seeding Status' to view all the linked accounts on your Aadhaar card.

Step-by-Step Guide to Check Aadhaar Bank Linking Status via Mobile

1. Step 1: Using a UIDAI-registered mobile number, you must call on the number *99*99*1#

2. Step 2: Once you dial, you will have to enter your Aadhaar number..

3. Step 3: For the verification process, re-enter the Aadhaar number and press the 'Send' button.

4. Step 4: If your Aadhaar is linked to a bank account, the status will reflect on your mobile screen.

Step-by-Step Guide to Check Aadhaar Card Bank Link Status Through mAadhaar App

1. Step 1: Download the mAadhaar application and sign in to your account.

2. Step 2: Select the 'My Aadhaar' option from the menu.

3. Step 3: Choose the 'Aadhaar-Bank Account Link Status' option.

4. Step 4: Add your Aadhaar number and the captcha code displayed on the screen.

5. Step 5: Tap on the 'Request OTP' button.

6. Step 6: Enter the OTP (One-Time Password) that you receive on your registered mobile number.

7. Step 7: Tap on 'Verify' to ascertain whether your bank is linked to your Aadhaar.

Step-by-Step Guide to Check Aadhaar Bank Linking Status Through Offline Method

Apart from the online methods of checking the Aadhaar card bank link status, you can even check it via offline methods. For this, you need to follow the below-mentioned steps:

1. Step 1: Visit the nearest bank branch.

2. Step 2: Confirm your Aadhaar bank link status with your bank representatives.

3. Step 3: If the linking status is completed, you can check the bank account linked with your Aadhaar.

Link Your Bank With Aadhaar to Enjoy the Financial Benefits

Linking your bank account with an Aadhaar card opens up numerous opportunities, especially when it comes to accessing instant loans. By seamlessly integrating your bank with your Aadhaar, you can enjoy hassle-free loan application process and quick disbursals whenever the need arises.

It helps eliminate the hassle of extensive paperwork and lengthy verification procedures, allowing you to enjoy financial assistance at your fingertips. With KreditBee, you can enjoy swift and hassle-free access to funds whenever you need them the most.

Frequently Asked Questions